What must be included in a new application if a license has been expired for more than ninety (90) days?

When a license has been expired for more than ninety days, the process of reintegrating into the practice of adjusters often requires that all original requirements for licensure be met anew, including the possibility of retesting. This ensures that the individual is up-to-date with current laws, practices, and understanding of the insurance landscape, which may have evolved since their last licensure.

This is particularly crucial in the insurance industry, where regulations and practices can change frequently. Therefore, reinstatees need to demonstrate their competence through a retesting process or fulfilling additional educational requirements.

Other components listed in the choices may be important for different contexts, but they do not encompass the comprehensive standards required for a lapsed license of this duration. The necessity to fulfill all licensure requirements reinforces the importance of maintaining professional standards in the field.