What is the responsibility of an insurer regarding the forms of proof of loss?

In insurance practices, particularly regarding the proof of loss, the primary responsibility lies with the claimant to complete the proof of loss forms. This process is essential for verifying and supporting their claim for benefits under their insurance policy. While insurers do often provide these forms to claimants to facilitate the process, they do not bear the responsibility for filling them out.

This means the obligation of the insurer is generally limited to making the forms available and guiding the claimant on how to submit a claim correctly. Claimants must gather the pertinent information and complete the forms based on their individual circumstances and losses. The insurer's role does not stretch to the completion of the forms, reflecting the principle that the claimant is responsible for providing accurate and thorough information pertaining to their claim.