Under what conditions can the director adopt reasonable rules?

The director is empowered to adopt reasonable rules specifically to carry out the provisions of the section as outlined in the code. This means that the rules must align with the regulatory framework established by statute, ensuring that they are not arbitrary or capricious but rather serve the intended purpose of enforcing the law effectively.

Adopting rules under this context is essential for providing clarity and guidance in the implementation of regulations associated with the insurance industry. It allows the director to fill in details that may not be explicitly stated in the law, ensuring that the regulatory environment is practical and adheres to the legislative intent.

The other conditions listed do not directly relate to the established procedures outlined in the code for rule adoption. While market conditions might influence considerations for regulatory adjustments, they do not serve as a standalone basis for adopting rules. Similarly, the issuance of a certificate or the occurrence of multiple complaints does not trigger a blanket authority to adopt rules, especially since these scenarios lack the foundational legal backing specified in the code.